Cookie Policy
Effective Date: January 15, 2025
We use cookies and similar tracking tools on holverinaq.com to help you navigate our site, understand how you interact with our financial data resources, and improve your overall experience. This policy explains what these technologies are, why we need them, and how you can manage your preferences.
What Are Cookies?
Cookies are small text files that websites place on your device when you visit them. They're basically digital sticky notes that help websites remember things about you – your preferences, login status, or items in your shopping cart.
We also use other tracking technologies like web beacons (tiny invisible images), pixels, and local storage. These work similarly to cookies but serve specific purposes in how we collect and process information about site usage.
Types of Cookies We Use
Essential Cookies
These keep the site functional. Without them, you wouldn't be able to navigate between pages, access secure areas, or use basic features. They're non-negotiable because they make the site work.
Functional Cookies
These remember your choices like language preference, display settings, or region selection. They make your experience more personalized but aren't strictly necessary for the site to function.
Analytical Cookies
We use these to understand how visitors interact with our financial education resources. They tell us which pages get the most traffic, where people spend time, and what content resonates. All data is aggregated and anonymous.
Marketing Cookies
These track your browsing activity across different websites to build a profile of your interests. We use them to show you relevant educational content and program information that might interest you.
Important Note About Essential Cookies
Essential cookies cannot be disabled through our cookie management system because they're required for basic site functionality. These include cookies that manage your session, remember your cookie preferences, and enable security features.
If you want to block even essential cookies, you'll need to configure your browser settings directly. But be aware – this will likely break core site features and prevent you from accessing certain areas.
Specific Cookies on holverinaq.com
| Cookie Name | Purpose | Duration |
|---|---|---|
| session_id | Maintains your active session while browsing | Session (deleted when browser closes) |
| cookie_consent | Stores your cookie preference choices | 12 months |
| user_region | Remembers your selected region for localized content | 6 months |
| analytics_token | Tracks anonymous site usage patterns | 24 months |
| marketing_id | Enables personalized educational content recommendations | 18 months |
Manage Your Cookie Preferences
Cookie Control Center
Current Status: Cookies Accepted
Browser-Level Cookie Management
You can also control cookies directly through your browser settings. Here's how to access cookie controls in common browsers:
- Chrome: Settings → Privacy and security → Cookies and other site data
- Firefox: Settings → Privacy & Security → Cookies and Site Data
- Safari: Preferences → Privacy → Manage Website Data
- Edge: Settings → Cookies and site permissions → Manage and delete cookies
Keep in mind that blocking all cookies through your browser will affect your experience on most websites, not just ours.
How Cookies Improve Your Experience
Here's what cookies actually do for you on holverinaq.com:
- They remember which financial topics you've explored so we can suggest related resources
- They keep you logged in so you don't have to re-enter credentials every time you visit
- They help us identify technical issues by tracking error patterns
- They show us which educational content helps people most, so we can create more of it
- They enable us to test new features with different user groups
- They help protect your account from unauthorized access
Data Retention and Your Control
Most cookies we set expire within 12-24 months. Session cookies are deleted as soon as you close your browser. You can delete cookies at any time through your browser settings or by using the rejection button above.
When you reject non-essential cookies, we'll immediately stop setting new marketing and analytical cookies. However, some functional cookies may persist until you manually clear them through your browser, as they're tied to preferences you've actively selected.
We review our cookie usage regularly to make sure we're only collecting what we actually need. If our practices change significantly, we'll update this policy and notify active users.
Third-Party Cookies
Some cookies on holverinaq.com come from third-party services we use:
- Analytics providers that help us understand site performance
- Content delivery networks that speed up page loading
- Educational video platforms embedded in our learning materials
- Payment processors for secure transaction handling
These third parties have their own privacy policies and cookie practices. We've vetted our partners carefully, but we don't control how they use cookies on their own platforms. When you reject non-essential cookies through our control panel, we signal these partners to respect your choice wherever possible.
Updates to This Policy
We update this cookie policy when we change how we use tracking technologies or when regulations require it. The "Effective Date" at the top shows when we last revised this document.
If we make material changes that affect how we track or use your data, we'll notify you through email (if you have an account) or through a prominent notice on our website at least 30 days before the changes take effect.
Questions About Cookies?
If you have questions about how we use cookies or want to exercise your data rights, reach out to us:
Email: support@holverinaq.com
Phone: +61 3 9642 1770
Mail: 81 Mina Parade, Brisbane QLD 4051, Australia